I am not a licensed investment Advisor or Tax professional; Therefore all content posted on this blog represents my personal views and opinions and should never be considered as professional advice.  This blog should be viewed for entertainment or educational purposes only. Not as recommendation to buy/sell certain stocks.  Please do your own research before buy/sell stocks.  

I am just sharing my journey of buying and holding certain stocks for my journey to financial freedom.  My thoughts, opinions and research are my own;therefore they should not be taken as a reason for you buying or selling certain stocks.

Happy Investing!

 

Sam

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  1. Andy
    Enjoying your posts and insight. If you were to be starting out down the dividend road. What advice would you give yourself? Also would you go deep into a few stocks to start? Or shallow into wider group of stocks? Thank you
    Reply
    1. mydividendsnowball
      If I am about to start my dividend portfolio, i would pick my top 5 foundation dividend stocks and build position around these 5 stocks. ((MSFT OR APPL), ABBV, PEP, V and O ). Once I have a meaningful position, then I will start add different stocks. If you don’t like individual stocks, you can buy a dividend index fund. It is easier, and more disersified.
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  12. Daniel
    Just came across your blog and I really appreciate the opinions. I’m new to this and I’m always looking for fresh pair of eyes to have a look at the stocks and asset allocation I have. Could you weigh in on it? I tried to pick bonds within each category but they kind of overlap. And I haven’t found any better commodities. I’m mostly ETF but I don’t trade regularly, certainly not a day trader. I’m in this for the long term, so I’m not interested in mutual funds, as they usually under perform. Any opinions on all of this would be great, as its hard to find unbiased opinions lol. Stock 30% – XEF.TO, VFV.TO, XEI.TO, PDC.TO Inter. Bonds 15% – VAB.TO, VSC.TO, CLF.TO, CBO.TO Long Bonds 40% – VLB.TO, XLB.TO Commodities 7.5% – DBC, GSG Gold 7.6% – CGL.C.TO
    Reply
    1. mydividendsnowball
      Hi Daniel, Thanks for reading my blog. I like your conservative portfolio with 30% in US,Canadian and International Equities, 55% invested in Bond, 7.5 in Commodities, and 7.5% in Gold. For equities, you are invested in what I had in the past before I changed my investment strategy to Individual stocks. Instead of XEF, i had XAW. Instead of XEI and PDC, I invested in VCN and we both owned VFV. Since I don’t invest in bond at all. I don’t know much about Bond, but from what i see, you have a very solid holdings in bond. Can someone give Daniel opinions on his Bond holdings? Sam
      Reply
      1. Daniel
        Sam, first off, thank you for the blog, and your honesty. I’m not too confident in my commodities stock choices. So I would love any pointers there. I might just go individual stocks in this category. My bonds kept my portfolio afloat during COVID last year lol, and of course not they aren’t worth much as stocks went back to normal. And I would like to have less overlap between short and long term bonds if anyone has any suggestions. I’m aiming to increase my investments to your level over the years, but i do play the long game for sure. Having said the above, I did invest a small amount in a penny stock i looked into, and a bit in bitcoin. So those would be my high ricks bets.
        Reply
      2. Daniel
        What platform do you use to invest? I’m using Questrade. And I started investing in some individual cheap stocks like aviation. But I think dollar cost averaging wise, i will only add stocks when they are very cheat and keep investing in the stuff I have so far. I use the ETFs as my base, then when individual stocks are cheap i also get some then. But otherwise I just do dollar cost averaging. I did go over your dividend stocks and growth, and I think some in might come my way when they get cheaper. Thank you again for the spreadsheet and transparency.,
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